Humana Classic Humana's Classic or traditional indemnity plan combines cost-saving incentives with freedom of choice for members. The plan pays a higher level of benefits for services obtained from in-network providers, but gives members flexibility to choose any provider.

How Our Humana Classic Plan Works

Humana Classic pays a generous portion of healthcare expenses for members. The plan is designed so benefits are greater for in-network providers, but members do receive some benefits if they choose an out-of-network provider.