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Medicare’s Open Enrollment Period: What you need to know
From Oct. 15—Dec. 7 each year, people with Medicare can make changes to their coverage for the following year.
If you already have a Medicare Advantage (MA) plan, the Medicare Advantage Open Enrollment Period (MA OEP) is when you can enroll in another Medicare Advantage plan or go back to Original Medicare. However, you can only make 1 change within the period and other rules apply as well.
Let’s explore the details of the MA OEP and how it’s different from Medicare’s fall Open Enrollment, or the
The MA OEP runs from Jan. 1 to March 31. Here are some other important facts about this once-a-year opportunity to enroll in a different MA plan:1
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You can change your plan or enroll in a new Medicare Advantage plan during a Special Enrollment Period (SEP). These can happen due to a qualifying life event, such as losing your insurance due to moving to a new location outside your plan’s coverage area. You can
You can
If you need to change plans outside of the standard enrollment periods, you may be able to do so if you qualify for a
Depending on the qualifying life event, you may have anywhere between 30 – 60 days to change your plan.
The AEP is different in several ways. First, it occurs in the fall, between Oct. 15 and Dec. 7, for coverage beginning Jan. 1. Second, anyone eligible for Medicare can participate. Third, you can make as many changes to your plan and coverage as you wish before Dec. 7.
The
There are 5
No. Medicare Advantage plans can only be changed during MA OEP, SEP, IEP, and the fall OEP/AEP.
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