Woman reading tablet and prescription bottle at table.

Explore patient assistance programs for prescription savings

Drug costs can be expensive, even with health insurance. The good news—there are options available to help lower your costs and spread out your payments, including here at Humana.

Here are some financial assistance programs for you to explore. Before you start, please be aware you may not qualify for all of these programs. If you’re a Humana member, register or sign in to MyHumana now to access your plan.

Potential ways to lower drug costs

Humana’s Dual-Eligible Outreach Team

Depending on your income and assets, you may qualify for a Medicare Savings Program in your state. Our team can help you find out if you’re eligible for a Medicare Savings Program or “Extra Help”. We can even help you apply. Give us a call at 866-639-5102 (TTY: 711). We’re available Monday – Friday, 9 a.m. – 6:30 p.m., Eastern time.

Mail order pharmacy

Using a mail-delivery pharmacy like CenterWell Pharmacy^® may help you save money with lower copays on 90-day supplies of most medications. And you’ll save time with fewer trips to the pharmacy. Other pharmacies are available in our network. Only available for CenterWell Pharmacy customers.

Consider CenterWell Specialty Pharmacy™ if you have a chronic or complex condition. CenterWell Specialty Pharmacy offers the medication you need, plus guidance from their pharmacists to support your treatment.

Learn more about CenterWell Specialty Pharmacy.

Drug manufacturer programs and non-profit foundations

Our team of knowledgeable pharmacy technicians can help you find out if you’re eligible for drug manufacturers patient assistance programs or non-profit foundation funding for brand name medications. We can even help you apply and work with your doctor. Give us a call at 844-650-5200 (TTY:711) Monday- Friday 8AM-6:30PM Eastern Time.

Drug Manufacturers Patient Assistance Programs—Drug manufacturers may provide patient assistance programs for brand name medications for members who need help paying for their medication(s) after insurance. If determined eligible you’ll receive your medication at no cost for the remaining calendar year. A few examples that the Maximize Your Benefits Resource Specialist Program can help determine if you’re eligible and help you sign up for are:

Note: Eligibility is determined by but not limited to member income and out-of-pocket spending.

Non-profit foundations— Many foundations and charitable organizations offer direct financial assistance to those who qualify. A few common foundations that CenterWell Specialty Pharmacy and the Maximize Your Benefits Resource Specialist Program work with are:

Payment plans

A payment plan might help you manage your expenses, but they do not save you money or lower your drug costs.

Medicare Prescription Payment Plan

The Medicare Prescription Payment Plan is an optional program that can help you manage your prescription payments. With this program:

Costs for your covered Part D prescriptions are spread out over the plan year.
You pay $0 at the pharmacy when you fill new or existing covered Part D prescriptions.
You’ll receive a monthly bill from Humana with the amount you owe, your due date, and instructions on how to make a payment.

Learn more about the Medicare Prescription Payment Plan.

CenterWell Pharmacy® Afterpay

Available to CenterWell Pharmacy members, Afterpay lets you pay your CenterWell Pharmacy® account balance in 4 installments with no interest.* Your balance must be between $1–$2,000. Go to how to pay an outstanding balance to learn how Afterpay works.

Note: Afterpay isn’t available in the CenterWell Pharmacy mobile app right now.

* You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. View complete terms here. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

Pharmacy Resources